What are the best ways to save money on a tight budget?

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  1. Saving on a tight budget is tough, but doable! Here’s what worked for me:

    Track every kobo – Use apps like Spendee or just a notebook to see where money leaks (that ₦500 daily snack adds up!).

    Prioritize ‘needs’ over ‘wants’ – Ask yourself: "Can I survive without this today?" (Spoiler: You usually can.)

    Cook at home – Eating out drains cash. Rice and beans > ₦2k shawarma daily.

    Embrace ‘no-buy’ days – Pick 2-3 days weekly where you spend zero on non-essentials.

    Save first – Even ₦500 daily = ₦15k/month. Automate it if possible (Cowrywise helps!).

    Hustle smart – Sell unused stuff online (Jiji, Facebook Marketplace) or freelance small gigs.

    Avoid ‘small-small’ debts – That "I’ll pay back tomorrow" mindset kills budgets.

    Use cash, not cards/transfers – Physically seeing money leave hurts (in a good way!).

    Start tiny. Saving ₦100/day beats waiting for ‘big money’ that never comes.

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